diff --git a/apps/api/internal/httpapi/csrf_test.go b/apps/api/internal/httpapi/csrf_test.go
index d83cefd..2f6c3ce 100644
--- a/apps/api/internal/httpapi/csrf_test.go
+++ b/apps/api/internal/httpapi/csrf_test.go
@@ -62,6 +62,14 @@ func TestCSRFAllowsSafeMethodsWithoutHeader(t *testing.T) {
 	if !found {
 		t.Fatal("expected non-HttpOnly CSRF cookie on first GET")
 	}
+	hdr := rec.Header().Get("X-CSRF-Token")
+	if hdr == "" {
+		t.Fatal("expected X-CSRF-Token response header on GET (cross-origin SPA seed)")
+	}
+	cookie := findCSRFCookie(rec.Result().Cookies())
+	if cookie == nil || cookie.Value != hdr {
+		t.Fatalf("X-CSRF-Token header %q must match cookie value", hdr)
+	}
 }
 
 func TestCSRFRejectsPOSTWithoutToken(t *testing.T) {
diff --git a/apps/api/internal/httpapi/middleware.go b/apps/api/internal/httpapi/middleware.go
index 98509a8..dee96cd 100644
--- a/apps/api/internal/httpapi/middleware.go
+++ b/apps/api/internal/httpapi/middleware.go
@@ -232,6 +232,9 @@ func (s *Server) CSRF(next http.Handler) http.Handler {
 				MaxAge:   7 * 24 * 60 * 60,
 			})
 		}
+		// Expose for cross-origin SPAs (api.* vs app host): document.cookie cannot
+		// read host-only API cookies; the client seeds via GET and mirrors this header.
+		w.Header().Set("X-CSRF-Token", token)
 
 		if r.Method == http.MethodGet || r.Method == http.MethodHead || r.Method == http.MethodOptions {
 			next.ServeHTTP(w, r)
diff --git a/apps/api/internal/httpapi/security_middleware_test.go b/apps/api/internal/httpapi/security_middleware_test.go
index d5f3b2b..2be8733 100644
--- a/apps/api/internal/httpapi/security_middleware_test.go
+++ b/apps/api/internal/httpapi/security_middleware_test.go
@@ -137,6 +137,18 @@ func TestCORSAllowsConfiguredOriginOnly(t *testing.T) {
 		t.Fatalf("allow credentials = %q", got)
 	}
 
+	get := httptest.NewRecorder()
+	reqGet := httptest.NewRequest(http.MethodGet, "/api/auth/me", nil)
+	reqGet.Header.Set("Origin", "http://localhost:5174")
+	h.ServeHTTP(get, reqGet)
+	exposed := get.Header().Get("Access-Control-Expose-Headers")
+	if !strings.Contains(strings.ToLower(exposed), "x-csrf-token") {
+		t.Fatalf("expose headers = %q, want X-CSRF-Token", exposed)
+	}
+	if tok := get.Header().Get("X-CSRF-Token"); tok == "" {
+		t.Fatal("expected X-CSRF-Token on credentialed GET (SPA cross-origin seed)")
+	}
+
 	twin := httptest.NewRecorder()
 	reqTwin := httptest.NewRequest(http.MethodOptions, "/api/auth/login", nil)
 	reqTwin.Header.Set("Origin", "http://127.0.0.1:5174")
diff --git a/apps/api/internal/httpapi/server.go b/apps/api/internal/httpapi/server.go
index 09e63f9..e8f3f58 100644
--- a/apps/api/internal/httpapi/server.go
+++ b/apps/api/internal/httpapi/server.go
@@ -263,6 +263,7 @@ func (s *Server) Router() http.Handler {
 		AllowedOrigins:   config.CORSAllowedOrigins(s.Config.WebOrigin),
 		AllowedMethods:   []string{"GET", "POST", "PUT", "PATCH", "DELETE", "OPTIONS"},
 		AllowedHeaders:   []string{"Accept", "Accept-Language", "Authorization", "Content-Type", "X-API-Key", "X-CSRF-Token", "X-Company-ID"},
+		ExposedHeaders:   []string{"X-CSRF-Token", "X-Products-Exported"},
 		AllowCredentials: true,
 		MaxAge:           300,
 	}))
diff --git a/apps/web/src/lib/api.ts b/apps/web/src/lib/api.ts
index 273e269..39c3f39 100644
--- a/apps/web/src/lib/api.ts
+++ b/apps/web/src/lib/api.ts
@@ -137,37 +137,73 @@ function csrfCookieSecure(): boolean {
 
 /** Dedup concurrent seed GETs (login submit + parallel mutations). */
 let csrfSeedInflight: Promise<string | null> | null = null;
+/** Cross-origin: API host-only cookies are invisible to document.cookie — cache header. */
+let csrfTokenMemory: string | null = null;
+
+function isCrossOriginApi(apiBase: string): boolean {
+	if (!apiBase || typeof location === "undefined") return false;
+	try {
+		return new URL(apiBase, location.href).origin !== location.origin;
+	} catch {
+		return false;
+	}
+}
 
 /**
  * Double-submit CSRF: cookie value must equal X-CSRF-Token on mutating calls.
- * Proven pattern (browser + curl): GET /api/auth/me seeds descrybe_csrf (401 ok when
- * logged out), then POST with X-CSRF-Token matching that cookie. Prefer API-issued
- * cookie over local mint so the jar matches what credentialed fetch sends.
+ * Seed with GET /api/auth/me (401 ok when logged out). Prefer the API's
+ * X-CSRF-Token response header so cross-origin SPAs (app host → api.*) work —
+ * document.cookie cannot read the API host-only cookie. Same-origin may still
+ * mint locally when the seed header is unavailable.
  */
 async function ensureCsrfCookie(apiBase: string): Promise<string | null> {
-	let token = readCookie(CSRF_COOKIE_NAME);
-	if (token) return token;
+	if (csrfTokenMemory) return csrfTokenMemory;
+
+	const crossOrigin = isCrossOriginApi(apiBase);
+	// Same-origin only: a cookie on the page host is the API cookie.
+	// Cross-origin: page-host cookies are the wrong jar and cause mismatches.
+	if (!crossOrigin) {
+		const token = readCookie(CSRF_COOKIE_NAME);
+		if (token) {
+			csrfTokenMemory = token;
+			return token;
+		}
+	}
 	if (typeof document === "undefined") return null;
 
 	if (!csrfSeedInflight) {
 		csrfSeedInflight = (async () => {
+			let fromHeader: string | null = null;
 			try {
 				const seedPath = "/api/auth/me";
 				const seedUrl = apiBase ? `${apiBase}${seedPath}` : seedPath;
-				await fetch(seedUrl, {
+				const res = await fetch(seedUrl, {
 					method: "GET",
 					credentials: "include",
 					headers: { Accept: "application/json" }
 				});
+				const header = res.headers.get("X-CSRF-Token");
+				if (header && header.trim()) fromHeader = header.trim();
 			} catch {
-				/* network — fall through to mint */
+				/* network — fall through */
+			}
+			if (fromHeader) {
+				csrfTokenMemory = fromHeader;
+				return fromHeader;
+			}
+			if (crossOrigin) {
+				// Do not mint on the page host — that cookie is never sent to api.*.
+				return null;
 			}
 			const seeded = readCookie(CSRF_COOKIE_NAME);
-			if (seeded) return seeded;
-			// Same-host mint fallback (loopback twin already aligned via apiBase()).
+			if (seeded) {
+				csrfTokenMemory = seeded;
+				return seeded;
+			}
 			const minted = mintCsrfToken();
 			const secure = csrfCookieSecure() ? "; Secure" : "";
 			document.cookie = `${CSRF_COOKIE_NAME}=${encodeURIComponent(minted)}; Path=/; SameSite=Lax; Max-Age=${CSRF_MAX_AGE_SEC}${secure}`;
+			csrfTokenMemory = minted;
 			return minted;
 		})().finally(() => {
 			csrfSeedInflight = null;